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What Health Plans Can Learn from Retail About Customer Experience During Open Enrollment

Matt

Open enrollment is one of the most critical periods for health plans—yet, for many members, the experience is anything but seamless. Confusing plan options, long wait times, and frustrating interactions can lead to dissatisfaction and even plan switching. Meanwhile, in the retail industry, top brands have mastered customer experience by leveraging omnichannel engagement, personalization, and frictionless service. What if health plans approached open enrollment the same way?


1. Omnichannel Support: Meeting Members Where They Are

Retailers understand that consumers want multiple ways to engage—whether it’s in-store, online chat, or mobile apps. Health plans can apply the same approach by offering:


  • Live chat and AI chatbots for instant assistance

  • SMS notifications for deadline reminders and plan updates

  • Phone and email support to provide more personalized guidance

  • Self-service portals allowing members to find answers at their convenience


By integrating these channels seamlessly, health plans can reduce call center strain while ensuring members get the help they need in real-time.


2. Personalization: Guiding Members Like a Sales Associate Would

Retailers use data to personalize shopping experiences, making recommendations based on customer behavior. Health plans can do the same by:


  • Using past enrollment data to suggest the best plan options

  • Providing cost comparison tools tailored to members’ specific needs

  • Offering proactive outreach to those who haven’t completed their enrollment


A personalized approach increases engagement and helps members make confident decisions, reducing post-enrollment confusion.


3. Simplifying the Experience: Less Confusion, More Conversions

Retailers invest heavily in intuitive website navigation and clear product descriptions to reduce purchase friction. Health plans can learn from this by:


  • Streamlining plan descriptions with easy-to-understand benefits

  • Using visual aids like comparison charts and interactive tools

  • Reducing the number of steps it takes to complete enrollment online


A smoother process not only improves member satisfaction but also decreases the need for customer service intervention.


4. Proactive Customer Engagement: Reducing Last-Minute Rushes

Retailers don’t wait until Black Friday to engage shoppers—they build anticipation and provide guidance early. Health plans can implement similar strategies by:


  • Sending pre-enrollment education materials

  • Offering virtual Q&A sessions to clarify common concerns

  • Providing early access to plan options so members can review in advance


This proactive approach reduces the last-minute enrollment scramble and ensures members feel informed well before deadlines approach.


5. Handling High-Volume Periods with Scalable Support

During peak shopping seasons, retailers ramp up customer support through additional staffing, AI-driven responses, and extended service hours. Health plans can prepare for open enrollment surges by:


  • Leveraging outsourced contact center support to scale up during peak demand

  • Implementing intelligent call routing to direct inquiries efficiently

  • Using AI and automation to resolve simple questions quickly


Scalability ensures members receive timely support, preventing frustration and dropped enrollments.


Final Thoughts: Delivering a Frictionless Member Experience

Health plans can no longer afford to treat open enrollment as just an administrative process—it must be a customer experience priority. By adopting best practices from the retail sector, health plans can improve engagement, reduce confusion, and enhance member satisfaction.


Partnering with an omnichannel contact center ensures a seamless, high-touch support experience that today’s members expect. Ready to transform your open enrollment strategy? Learn more about our Omnichannel Contact Center for Health Plans and discover how we can enhance your member experience.

 
 
 

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